What Is FOIR and Why It’s More Important Than Your Credit Score in 2025
Even with a 780 credit score, your loan can get rejected. The real reason? Your FOIR is too high. Let’s break down the hidden metric that lenders are obsessed with — and how to fix it. 🧠 What is FOIR? FOIR (Fixed Obligations to Income Ratio) is a financial ratio used by banks and NBFCs […]
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